On qualifying brand name mattress purchases made with your HOM Furniture credit card between 04/29/25-05/14/25. Equal monthly payments required for 60 months. Promo fee of 2% of the amount financed will be included in required monthly payments. HOM Furniture requires 25% down payment on in-stock purchases and a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for down payment. Excludes Thomas Cole Sleep, Prana Sleep, Luxuria, Mlily, Bargain Shop, Kids Life, DOCK-O-PEDIC, Total Comfort, and Clearance mattresses.

^**Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. HOM requires 40% NON-REFUNDABLE down payment on custom orders on another payment type. See store for details.

On furniture and mattress purchases made with your HOM Furniture credit card. Fixed monthly payments required for 36 months. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannont be used for the down payment.

^{^}Qualifying purchase amount must be on one receipt, and is determined prior to the deposit. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are calculated as follows: on 24 month promo - 4.6140% of amount; on 36 month promo - 3.2262% of amount; on 48 month promo – 2.5358% of amount; on 60 months promo - 2.1242%; and on 72 months promo - 1.8521%., rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. A Promo Fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

On qualifying brand name mattress purchases made with your HOM Furniture credit card between 04/29/25-05/14/25. Equal monthly payments required for 36 months. Promo fee of 2% of the amount financed will be included in required monthly payments. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for down payment. Excludes Thomas Cole Sleep, Prana Sleep, Luxuria, Mlily, Bargain Shop, Kids Life, DOCK-O-PEDIC, Total Comfort, and Clearance mattresses.

^**Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. HOM requires 40% NON-REFUNDABLE down payment on custom orders on another payment type. See store for details.

On furniture, flooring, and mattress purchases of $499 or more made with your HOM Furniture credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required. No money down on in-stock purchases. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for down payment.

^‡No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer. We reserve the right to discontinue or alter the terms of this offer at any time.

On furniture, flooring, and mattress purchases made with your HOM Furniture credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for the down payment.

^‡No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer. We reserve the right to discontinue or alter the terms of this offer at any time.