On qualifying brand name mattress purchases made with your HOM Furniture credit card between 07/31/25-08/08/25. Equal monthly payments required for 60 months. HOM Furniture requires 25% down payment on in-stock purchases and a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for down payment. Excludes Thomas Cole Sleep, Prana Sleep, Luxuria, Mlily, Bargain Shop, Kids Life, DOCK-O-PEDIC, Total Comfort, and Clearance mattresses.

^**Excludes Thomas Cole Sleep, PranaSleep, Luxuria, Mlily, Bargain Shop, Kids Life, DOCK-O-PEDIC, Total Comfort, and Clearance mattresses. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. See store for details.

On purchases of $999 or more made with your HOM Furniture credit card between 07/31/25-08/08/25. Equal monthly payments required for 53 months. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for down payment. Excludes flooring.

^**Excludes Thomas Cole Sleep, PranaSleep, Luxuria, Mlily, Bargain Shop, Kids Life, DOCK-O-PEDIC, Total Comfort, and Clearance mattresses. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. See store for details.

On qualifying furniture and mattress purchases made with your HOM Furniture credit card. Fixed monthly payments required for 36 months. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for the down payment.

^{^}Qualifying purchase amount must be on one receipt, and is determined prior to the down payment. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are calculated as follows: on 24 month promo - 4.6140% of amount; on 36 month promo - 3.2262% of amount; on 48 month promo – 2.5358% of amount; on 60 months promo - 2.1242%; and on 72 months promo - 1.8521%., rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/25: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

On qualifying brand name mattress purchases made with your HOM Furniture credit card between 07/31/25-08/08/25. Equal monthly payments required for 36 months. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for down payment. Excludes Thomas Cole Sleep, PranaSleep, Luxuria, Mlily, Bargain Shop, Kids Life, DOCK-O-PEDIC, Total Comfort, and Clearance mattresses.

^**Excludes Thomas Cole Sleep, PranaSleep, Luxuria, Mlily, Bargain Shop, Kids Life, DOCK-O-PEDIC, Total Comfort, and Clearance mattresses. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. See store for details.

On furniture, flooring, and mattress purchases of $499 or more made with your HOM Furniture credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required. No money down on in-stock purchases. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for down payment.

^‡No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

On furniture, flooring, and mattress purchases made with your HOM Furniture credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required. HOM Furniture requires a 40% NON-REFUNDABLE down payment on custom orders. The HOM Furniture credit card cannot be used for the down payment.

^‡No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.